Transferring funds via ACH takes approximately 2-3 business days. There is a five business day hold to trade with funds deposited via ACH. You may have this hold lifted by submitting proof that the funds have cleared your bank account to firstname.lastname@example.org or fax 202-466-6895. ACH deposits may be withdrawn via ACH after 10 business days of the original deposit. Otherwise, ACH deposits may be withdrawn via check, wire or ACAT after 60 calendar days have passed from the original date of deposit.